I am unable to find the answer anywhere on the forum or online.
I signed up for Now Cinema for 2 months on an offer (£1.00 per month).
The payment for the second month was due to come out but I no longer use the account I originally paid the first £1.00 on and so the payment has not been taken. I have since cancelled the pass now as I haven’t used it enough anyway.
what I wanted to know is does that technical missed payment effect my credit score in anyway? It wasn’t missed because I didn’t pay / have the money - it was the payment account was no longer accessible.
I don’t want something this minor to effect credit rating as “missed / late payment”.